Investment with Allah | Charity and Zakat Calculator

Charity is not subtraction.
With Allah, it is multiplication.

A reflective page based on the Qur’an. Calculate voluntary sadaqah or estimate zakat, see the 700x example, and understand where your giving can go.

Calculate my investment with Allah
Surah Al-Baqarah 2:261
700x

مَّثَلُ ٱلَّذِينَ يُنفِقُونَ أَمْوَٰلَهُمْ فِى سَبِيلِ ٱللَّهِ كَمَثَلِ حَبَّةٍ أَنۢبَتَتْ سَبْعَ سَنَابِلَ فِى كُلِّ سُنۢبُلَةٍ مِّا۟ئَةُ حَبَّةٍ ۗ وَٱللَّهُ يُضَـٰعِفُ لِمَن يَشَآءُ ۗ وَٱللَّهُ وَٰسِعٌ عَلِيمٌ

The example of those who spend their wealth in the cause of Allah is that of a grain that sprouts into seven ears, each bearing one hundred grains. And Allah multiplies the reward even more to whoever He wills. For Allah is All-Bountiful, All-Knowing.

From one seed to multiplied reward

A cleaner visual inspired by Surah Al-Baqarah 2:261. It shows the journey from giving to growth to multiplied reward.

Step 1

You give

USD 1 / 1 seed

Your giving leaves your hand sincerely.

Step 2

It grows

1 becomes 7 ears

The seed grows beyond what we expect.

Step 3

It multiplies

7 become 700 grains

Allah multiplies for whom He wills and can give even more.

Calculate your giving

Choose the calculator type first, then complete only the fields that apply. The reflection uses the 700x example in Surah Al-Baqarah 2:261. The real reward and acceptance belong to Allah alone.

How this works: Fill only the asset fields that apply to you. Empty fields are counted as zero. The calculator adds your zakatable assets, subtracts immediate liabilities, compares your net wealth with nisab, and estimates zakat due.
Choose Islamic year if your zakat cycle follows the Hijri calendar.
Select the nisab basis you want to use for this calculation.
Gold nisab value Loading... Based on 87.48 grams of gold
Silver nisab value Loading... Based on 612.36 grams of silver
Last updated Loading... Using live metal and FX data

Status: Fetching live gold, silver and currency values.

Use only if you want to override the live gold or silver nisab value.
Include cash, bank balances, and savings held for one zakat year.
Enter the current market value of zakatable gold and silver in your selected currency.
Enter the zakatable value of shares, funds, or investments. Ask a scholar if unsure.
Include trade goods, inventory, and business assets intended for sale.
Include money owed to you that you reasonably expect to receive.
Add any other zakatable assets that apply to your situation.
Use immediate or payable liabilities only. For detailed personal cases, ask a qualified scholar.
You invest with Allah
Minimum return based on the 700x example

The reflected amount above is not the amount you have to pay. It is a reflection of the minimum return based on the 700x example mentioned in Surah Al-Baqarah 2:261. Allah multiplies for whom He wills, and He can give even more.

Give with meaning

Three reminders before you give

The Qur’an and Sunnah do not only tell us to give. They also teach us how to think about giving, what to protect in our hearts, and what kind of charity can keep benefiting us.

💚
Sahih Muslim

Charity does not decrease wealth

The Prophet ﷺ taught that charity does not decrease wealth. What leaves your hand does not disappear. It is transferred to your record with Allah.

🎁
Aal-Imran 3:92

Give from what you love

Righteousness is connected to giving from what we love. Sometimes the real test is not giving what is extra, but giving what the heart is attached to.

🌿
Sahih Muslim

Build ongoing reward

When a person dies, their deeds end except what continues: ongoing charity, beneficial knowledge, and a righteous child who prays for them.

What you give is not lost. It is stored.

This is the heart of the page: giving is not only a financial decision. It is an akhirah decision. The return is not limited to what we can calculate.

Sadaqah Jariyah

Some charity keeps working

Some charity is used once. Some charity keeps benefiting people after you forget about it, and even after you leave this world.

∞

Think beyond one donation. Build lasting reward.

Sadaqah jariyah is about giving in a way that continues to benefit others. It can be a project, a tool, a resource, knowledge, or support that keeps creating good.

💧

Build something useful

Water projects, clinics, schools, mosques, Qur’an copies, community facilities, or anything that keeps helping people.

📚

Spread beneficial knowledge

Support classes, books, courses, reminders, tools, or educational work that helps people learn and act upon good.

🤲

Support people who make du’a

Support family, children, students, or people in need. A single act of help can become a source of du’a you never expected.

Protect the reward

Charity is not only about the amount. The verses after 2:261 teach us that intention, dignity, and behavior after giving matter deeply.

Before giving

  • ✓Am I giving for Allah?
  • ✓Is this from halal income?
  • ✓Am I giving something with dignity?
  • ✓Am I protecting the person receiving it?

After giving

  • ✓Do not remind them of your favor.
  • ✓Do not hurt them with your words.
  • ✓Do not use charity to control people.
  • ✓Do not show off unless there is a genuine benefit.
Al-Baqarah 2:261

مَّثَلُ ٱلَّذِينَ يُنفِقُونَ أَمْوَٰلَهُمْ فِى سَبِيلِ ٱللَّهِ كَمَثَلِ حَبَّةٍ أَنۢبَتَتْ سَبْعَ سَنَابِلَ فِى كُلِّ سُنۢبُلَةٍ مِّا۟ئَةُ حَبَّةٍ ۗ وَٱللَّهُ يُضَـٰعِفُ لِمَن يَشَآءُ ۗ وَٱللَّهُ وَٰسِعٌ عَلِيمٌ

The example of those who spend their wealth in the cause of Allah is that of a grain that sprouts into seven ears, each bearing one hundred grains. And Allah multiplies the reward even more to whoever He wills. For Allah is All-Bountiful, All-Knowing.

Al-Baqarah 2:262

ٱلَّذِينَ يُنفِقُونَ أَمْوَٰلَهُمْ فِى سَبِيلِ ٱللَّهِ ثُمَّ لَا يُتْبِعُونَ مَآ أَنفَقُوا۟ مَنًّۭا وَلَآ أَذًۭى ۙ لَّهُمْ أَجْرُهُمْ عِندَ رَبِّهِمْ وَلَا خَوْفٌ عَلَيْهِمْ وَلَا هُمْ يَحْزَنُونَ

Those who spend their wealth in the cause of Allah and do not follow their charity with reminders of their generosity or hurtful words will get their reward from their Lord, and there will be no fear for them, nor will they grieve.

Al-Baqarah 2:263

قَوْلٌۭ مَّعْرُوفٌۭ وَمَغْفِرَةٌ خَيْرٌۭ مِّن صَدَقَةٍۢ يَتْبَعُهَآ أَذًۭى ۗ وَٱللَّهُ غَنِىٌّ حَلِيمٌۭ

Kind words and forgiveness are better than charity followed by injury. And Allah is Self-Sufficient, Most Forbearing.

Al-Baqarah 2:264

يَـٰٓأَيُّهَا ٱلَّذِينَ ءَامَنُوا۟ لَا تُبْطِلُوا۟ صَدَقَـٰتِكُم بِٱلْمَنِّ وَٱلْأَذَىٰ كَٱلَّذِى يُنفِقُ مَالَهُۥ رِئَآءَ ٱلنَّاسِ وَلَا يُؤْمِنُ بِٱللَّهِ وَٱلْيَوْمِ ٱلْـَٔاخِرِ ۖ فَمَثَلُهُۥ كَمَثَلِ صَفْوَانٍ عَلَيْهِ تُرَابٌۭ فَأَصَابَهُۥ وَابِلٌۭ فَتَرَكَهُۥ صَلْدًۭا ۖ لَّا يَقْدِرُونَ عَلَىٰ شَىْءٍۢ مِّمَّا كَسَبُوا۟ ۗ وَٱللَّهُ لَا يَهْدِى ٱلْقَوْمَ ٱلْكَـٰفِرِينَ

Believers are warned not to waste charity with reminders or hurtful words, like those who spend only to be seen by people.

🗣️

Reminders of favor

Do not keep reminding people of what you gave them.

💔

Hurtful words

Do not give charity and then emotionally hurt the recipient.

👀

Showing off

Do not turn charity into a performance for people.

Al-Baqarah 2:276

يَمْحَقُ ٱللَّهُ ٱلرِّبَوٰا۟ وَيُرْبِى ٱلصَّدَقَـٰتِ ۗ وَٱللَّهُ لَا يُحِبُّ كُلَّ كَفَّارٍ أَثِيمٍ

Allah has made interest fruitless and charity fruitful. And Allah does not like any ungrateful evildoer.

Ali Imran 3:134

ٱلَّذِينَ يُنفِقُونَ فِى ٱلسَّرَّآءِ وَٱلضَّرَّآءِ وَٱلْكَـٰظِمِينَ ٱلْغَيْظَ وَٱلْعَافِينَ عَنِ ٱلنَّاسِ ۗ وَٱللَّهُ يُحِبُّ ٱلْمُحْسِنِينَ

They are those who donate in prosperity and adversity, control their anger, and pardon others. And Allah loves the good-doers.

Al-Hadid 57:18

إِنَّ ٱلْمُصَّدِّقِينَ وَٱلْمُصَّدِّقَـٰتِ وَأَقْرَضُوا۟ ٱللَّهَ قَرْضًا حَسَنًۭا يُضَـٰعَفُ لَهُمْ وَلَهُمْ أَجْرٌۭ كَرِيمٌۭ

Indeed, those men and women who give in charity and lend to Allah a good loan will have it multiplied for them, and they will have an honourable reward.

Al-Baqarah 2:271

إِن تُبْدُوا۟ ٱلصَّدَقَـٰتِ فَنِعِمَّا هِىَ ۖ وَإِن تُخْفُوهَا وَتُؤْتُوهَا ٱلْفُقَرَآءَ فَهُوَ خَيْرٌۭ لَّكُمْ ۚ وَيُكَفِّرُ عَنكُم مِّن سَيِّـَٔاتِكُمْ ۗ وَٱللَّهُ بِمَا تَعْمَلُونَ خَبِيرٌۭ

To give charity publicly is good, but to give to the poor privately is better for you, and will absolve you of your sins. And Allah is All-Aware of what you do.

Where should I give?

Zakat has specific recipient categories. Sadaqah is broader. The section below helps separate the two so the user does not confuse them.

Zakat

  • ✓Has specific rules and eligible recipients.
  • ✓Based on the eight categories in At-Tawbah 9:60.
  • ✓For personal cases, confirm with a qualified scholar.

Sadaqah

  • ✓Can be given more broadly.
  • ✓Can support family, students, food, water, education, medical needs, and community causes.
  • ✓Can also be non-monetary, like time, kindness, and beneficial help.

Who can receive zakat?

These categories are based on Surah At-Tawbah 9:60.

At-Tawbah 9:60

إِنَّمَا ٱلصَّدَقَـٰتُ لِلْفُقَرَآءِ وَٱلْمَسَـٰكِينِ وَٱلْعَـٰمِلِينَ عَلَيْهَا وَٱلْمُؤَلَّفَةِ قُلُوبُهُمْ وَفِى ٱلرِّقَابِ وَٱلْغَـٰرِمِينَ وَفِى سَبِيلِ ٱللَّهِ وَٱبْنِ ٱلسَّبِيلِ ۖ فَرِيضَةًۭ مِّنَ ٱللَّهِ ۗ وَٱللَّهُ عَلِيمٌ حَكِيمٌۭ

Alms-tax is only for the poor and the needy, for those employed to administer it, for those whose hearts are attracted to the faith, for freeing slaves, for those in debt, for Allah’s cause, and for needy travellers. This is an obligation from Allah. And Allah is All-Knowing, All-Wise.

🤲

The poor

People who do not have enough to meet their basic needs.

🧺

The needy

People facing hardship who still do not have what is sufficient.

🧾

Zakat administrators

Those entrusted with collecting, organizing, and distributing zakat.

❤️

Hearts to be reconciled

Those whose hearts may be softened or strengthened through support.

🔓

Freeing those in bondage

A category historically connected to freeing captives and people in bondage.

💸

Those in debt

People burdened by legitimate debt and unable to repay without hardship.

🛤️

In the cause of Allah

Legitimate causes that serve the deen sincerely and responsibly.

🧭

The stranded traveler

A traveler cut off from resources and in need of support.

Sadaqah is not only money

Some people may not have much to give financially, but they can still give through service, kindness, and support.

🍽️

Feed someone

A meal, groceries, or water can be sadaqah.

📚

Support learning

Help a student, teacher, or beneficial education cause.

🩺

Medical help

Support treatment, medicine, or urgent care.

🤝

Give time

Help someone with your skill, effort, or presence.

Not sure where to donate?

If you are unsure where your zakat or sadaqah should go, you can explore these charity organisations and choose a cause that feels right to you.

Qatar Charity

International humanitarian and development charity based in Qatar.

Visit website

Qatar Red Crescent

Humanitarian relief, health, emergency and community support.

Visit website

Qatar Cancer Society

Cancer awareness, patient support and prevention initiatives in Qatar.

Visit website
Reminder: Please review each organisation, campaign and zakat eligibility before donating. This section is a helpful starting point, not a ruling on where your zakat must go.

A du’a after giving

A simple reminder to ask Allah to accept the charity and protect the heart from showing off.

Du’a after giving

اللَّهُمَّ تَقَبَّلْ مِنِّي، وَطَهِّرْ مَالِي، وَاحْفَظْ قَلْبِي مِنَ الرِّيَاءِ، وَاجْعَلْهَا خَالِصَةً لِوَجْهِكَ

O Allah, accept it from me, purify my wealth, protect my heart from showing off, and make it sincerely for Your sake.

The money leaves your hand, but it does not leave your record. Give sincerely, avoid reminders and hurtful words, protect the dignity of people, and remember that Allah knows what is hidden in the heart.